Easing into retirement
Retirement should be one of the most exciting times of your life: a time when you get to fulfil all the ambitions your busy working life kept getting in the way of.
You might plan to see more of the world or spend more time with your family. Perhaps you want to volunteer for the community or learn a new language. Whatever your retirement goals are, VGB Wealth Pty Ltd can work with you to give you the best chance of doing exactly what you’ve always wanted to.
Why it’s never too late for advice
VGB Wealth Pty Ltd can help you plan for retirement, no matter when you decide to stop work.
While there’s no substitute for early advice when it comes to planning a successful retirement, it’s never too late to get the advice you need.
In fact, there are some real benefits to getting financial advice just before you plan to leave the workforce.
For instance, with the help from VGB Wealth Pty Ltd you’ll be well placed to set realistic and achievable goals to help you live the retirement you want.
We’ll also be able to help you predict what kind of income you’ll need and how close to achieving that income you are.
VGB Wealth Pty Ltd can also help you add protection to your investments, which means you’ll have confidence of achieving your goals no matter what happens to markets.
So even if you’re close to retirement, you’ll always have options available to you when working with VGB Wealth Pty Ltd to make the most of your situation:
- You might decide to work a little longer than you’d originally planned. That way you can delay reducing your super and maximise your earnings.
- You could be eligible to take advantage of co-contribution laws and salary sacrificing arrangements that boost your super earnings and reduce your tax burden.
- You may be able to take out a transition to retirement pension (TRP) to supplement a reduced income.
- If you can wait until you turn 60 before drawing on your super when all benefits become tax free, you might be able to make the most of the tax advantage super offers.
VGB Wealth Pty Ltd can help you work out an effective retirement strategy no matter whether you plan to stop working tomorrow or in 10 years.
Please contact us on +61 3 9544 8863.